Publications

“This Policy May Save Your Day,” Business First May 4, 2012

“For decades, doctors, lawyers, architects, engineers, accountants and insurance agents and brokers have benefited from professional liability insurance policies specifically tailored to cover the various liability risks inherent in their professions,” write Jeffrey L. Kingsley and Brian R. Biggie of Goldberg Segalla’s Professional Liability Practice Group.

“But what about the rapidly growing class of other types of professional service providers? … As our economy continues its shift toward an increasingly services-driven market and the body of professional disciplines expands to meet new needs and technologies, the insurance industry has responded by creating what are called miscellaneous professional liability (MPL) policies to address the vast liability exposure these professionals face.”

This article examines the protections that may be provided by an MPL policy, examples of events that may trigger coverage, and practical considerations to help those who qualify as miscellaneous professionals to tailor an MPL policy for the specific needs of the services they provide.

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