Ellen Greiper Quoted in "Taking Coverage," Long Island Business News August 23, 2016

Goldberg Segalla partner Ellen H. Greiper told the Long Island Business News  in an article about coverage issues related to construction projects that smaller contractors and owners risk inadequate coverage based on assumptions that their own insurance or contract provisions will suffice in the event of injuries or property damage.

“We have had several small businesses forced out of business because they thought they were covered and, lo and behold, they weren’t,” said Ellen, a member of the firm's Construction Practice Group in Garden City.

Not only that, coverage varies wildly based on what a company is willing to pay for. “A small operator doesn’t have a lot of money and, because of the high insurance premiums, so many choose the small policies with basically no coverage,” she noted.  

Ellen also discussed the importance of examining actual policy endorsements to confirm coverage — and not simply relying on a certificate of insurance.

“But having the piece of paper is meaningless,” she said. 

Read the article here: 
  • "Taking Coverage," Long Island Business News, August 23, 2016 (subscription required)