Publications

"Superstorms, Vanishing Deductibles, and Floods That Are Not Floods: How Climate Is Changing the Legal Landscape of Insurance Coverage," USLAW Magazine Spring/Summer 2014

“Climate change, once widely viewed as a myth, is now a scientifically accepted reality,” write Daniel W. Gerber and Patrick B. Omilian, lawyers in Goldberg Segalla’s Global Insurance Services Practice Group.

“Unlike many skeptics, however, the insurance industry has long taken notice. Indeed, the very viability of insurance companies compels them to pay close attention to climate change, the evolving risks it presents, and legal developments that follow. Catastrophic weather-related events such as hurricanes, tornados, wildfires, droughts, and floods pose major challenges for the insurance industry. Moreover, such events inevitably change the legal landscape in which insurers and their counsel operate.”

In this article, Dan and Patrick examine a number of  legal developments in the U.S. stemming from recent climate change-related catastrophes, providing a glimpse into what the future of climate change holds for the insurance industry.

Read the article here: