Troy Beecher, a leader of the Global Insurance team in Florida, has devoted his career to representing insurers and policyholders in the investigation and litigation of complex insurance matters in nearly 40 Florida counties. In his coverage practice, Troy provides insurers valuable consultation regarding their duties to defend and indemnify policyholders in various claims including construction defects, homeowner and condominium association liability, commercial automobile liability, commercial property damage disputes, wrongful death, and premises liability. He also represents insurer interests in litigation as needed. His years of experience representing policyholders directly in liability claims—including mediations, evidentiary hearings, and trial—provide him with the necessary perspective to provide informed evaluations benefitting insurers and insureds alike during the rise of construction-related Florida claims.
Troy also brings extensive first-party litigation experience to the Florida insurance team, having represented insurers in both state and federal courts in residential and commercial property claims involving appraisal and bad faith, as well as large-loss property claims involving fire loss, sinkholes, hurricanes and windstorms, and theft. Additionally, Troy was a part of Goldberg Segalla’s Coronavirus Rapid Response Task Force, which evaluated hundreds of business interruption claims nationwide. He has also presented webinars and podcasts on various first-party and third-party coverage matters.
Troy attended Drexel University on a Navy ROTC scholarship and studied in Bonn, Germany, where he interned with the German Defense Ministry. After graduating with a bachelor’s degree in International Studies and a concentration in German, Troy received a commission as an officer in the U.S. Naval Reserves and began his military career on the U.S. Mission to Germany, where he assisted with the U.S. Embassy’s relocation from Bonn to Berlin. He served his first tour of duty in Mayport, Florida as an engineering officer and his ship’s legal officer, assisting the commanding officer in the prosecution of non-judicial punishments and administrative actions. His first tour also included participation in America’s first response to the 9/11 terrorist attacks. Troy’s second tour took him to Gaeta, Italy, as assistant operations officer for the Sixth Fleet command ship controlling all European-Mediterranean naval operations, during which time he participated in the opening stages of the 2003 Iraq War. Troy received an honorable discharge as lieutenant, and is a two-time recipient of the Navy-Marine Corps Achievement Medal.
As a first-party coverage litigator, Troy regularly defends insurers facing Florida’s leading policyholders’ advocates, and personally handles each claim from inception through completion to include examinations under oath, motion practice, mediations, and trials. Insurers also regularly call on Troy for coverage opinions based upon his exhaustive investigations.
Troy’s third-party coverage experience includes advising insurers of their duty to defend or indemnify on a variety of liability claims, including but not limited to bodily injury, property damage, premises liability, negligent security, construction defect, and professional liability. His comprehensive practice includes motion practice, existence of coverage analyses, and trial litigation. His coverage experience on third-party liability claims is enhanced by his previous experience defending insureds in third-party claims.
Honors & Awards
Martindale-Hubbell Peer Review Rating: AV Preeminent
Florida Super Lawyers Rising Stars, 2016–17
National Trial Lawyers’ Top 100
Navy-Marine Corps Achievement Medal
- U.S. District Courts for the Northern, Middle, and Southern Districts of Florida
- U.S. Court of Appeals for the Eleventh Circuit
- U.S. Supreme Court
- University of Houston, L.L.M., Intellectual Property and Information Law, 2008
- Stetson University College of Law, J.D., 2006
- Drexel University, B.S., 1999
- Claims and Litigation Management Alliance (CLM)
- The Florida Bar
Publications & Events
- Contributor, Goldberg Segalla’s The Insurance & Reinsurance Report
- “Important Legal Developments in Florida Construction Defect Litigation in 2020,” (Co-Author), CLM Magazine, January 2021
- “Important Legal Developments in Florida Construction Defect Litigation in 2019,” (Co-Author), CLM Magazine, January 2020
- “New Water Damage to Water Damaged Property: Don’t Get Soaked,” (Co-Presenter), PLRB Large Loss Conference, Jacksonville, FL, November 13-15, 2019
- “Effect of New Assignment of Benefits Statute on Florida First-Party Claims,” Client Presentation, Altamonte Springs, FL, May 26, 2019
- “Covered vs. Non-Covered Claims: Allocating Defense and Indemnity Payments,” (Co-Presenter), Client Presentation, Wayne, PA, December 7, 2018
- “Insurance Policy Rescission: Misrepresentation Found, What Comes Next?” Client Presentation, Chicago, IL, July 25, 2018
- “Additional Insured Claims,” Client Presentation, Raleigh, NC, June 21, 2018
- “First-Party Property,” (Co-Presenter), GIS Webinar, May 22, 2018
- “Assignment of Benefits Reform in Florida,” Contributor, Timely Notice, June 11, 2019
- “Hurricane Michael’s Aftermath,” Contributor, Timely Notice, May 7, 2019
- “Landers and Restoring Time for Appraisals,” Contributor, Timely Notice, May 29, 2018