Albert K. Alikin is a highly experienced litigator who focuses his practice on counseling clients in complex insurance coverage and bad faith disputes involving E&O, D&O, fidelity, EPLI, automobile/UIM, property, cyber, and CGL policies. Al has prevailed in trial and appellate courts throughout California and across the nation. He has also represented a wide variety of insurance industry clients such as insurance brokers, agents, and third-party administrators in professional liability actions. His extensive coverage experience spans many industries including banking and financial services, commercial and residential real estate, construction, home and auto, education, energy, entertainment and film, government, health care, hospitality, manufacturing, and special events. In the realm of toxic tort exposures, Al has successfully litigated matters involving asbestos, benzene, and diacetyl. Additionally, he has substantial experience litigating general liability and breach of contract actions.

Al provides comprehensive insurance coverage and litigation counsel to regional, national, and global insurers. He has an outstanding record of successfully representing clients in a variety of matters ranging from high-exposure bad faith claims to lawsuits alleging personal injury and property damage. In the realm of business and commercial litigation, Al has represented clients such as international insurance brokers, online retailers, rare antique collectors, and beverage manufacturers on matters ranging from professional negligence claims to misrepresentation and false claims, false advertising and unfair competition, and breach of contract.

A widely recognized authority on insurance topics, Al has authored numerous articles and publications on insurance coverage litigation, and is a frequent contributor to organizations such as the DRI and the ABA.

Prior to attending Loyola Law School, where he was the recipient of the American Jurisprudence and First Honors Award as well as the Lim Ruger and Kim Scholarship Award, Al earned his bachelor’s in Political Science from the University of California, San Diego. While at Loyola, he served as president of the Business Law Society, and was also an editor for the Loyola International and Comparative Law Review.  

Representative Matters
  • Represented a national insurer in numerous mediations, settlement negotiations, and appeal involving underlying bad faith setups in personal injury actions including several excess multimillion-dollar jury verdicts
  • Represented a specialty insurer in coverage dispute over underlying solicitation, breach of contract, and trade secret claims between competing regional banks under E&O and D&O policies
  • Represented numerous private companies as outside general counsel for insurance policy audits, contract and exposure evaluations under indemnity agreements, labor and employment advice, and various other legal issues
  • Prevailed on summary judgment on behalf of an international insurance broker in a professional negligence suit involving allegations of failure to procure proper inland marine policy that insured priceless video footage of global celebrity
  • Represented insurer in insurance coverage and bad faith lawsuit brought by non-profit organization under specialty commercial non-profit property policy in connection with fire that involved complex issues of business income loss, extra expense, and period of restoration
  • Represented a national insurance company in a first-impression insurance coverage dispute related to underlying privacy claims and lawsuits involving access to medical records stored by a large institutional dental network
  • Successfully resolved a high-exposure bad faith lawsuit involving an excess insurer subrogating against a primary insurer over the denial of policy limits demand in the underlying action
  • Represented a global insurance company in a massive insurance coverage dispute with a national bank over coverage for underlying class action lawsuits alleging unfair competition and fraudulent business practices related to overdraft fees based on the sequential posting of credits and debits in checking accounts resulting in favorable settlement
  • Represented a large regional insurance company in a multifaceted insurance coverage action against a global parts manufacturer over coverage for underlying class action lawsuits in federal MDL alleging defective plumbing products
  • Prevailed in subrogation trial involving two primary insurers disputing the interplay between insurance and indemnity contracts with local city and entertainment companies over liability from special event in city
  • Prevailed in arbitration involving insurance coverage under EPL policies for three underlying class actions alleging violations of wage and hour laws against a nationwide restaurant chain
  • Secured a favorable settlement in an insurance coverage dispute over coverage for an underlying breach of contract, breach of fiduciary duty, and disparagement lawsuit related to a $100 million real estate development project funded by major private equity firm
  • Defended auto parts retailer and supplier against plaintiff with mesothelioma alleging exposure to asbestos-containing friction products
  • Defended plaster and drywall manufacturer against plaintiff with mesothelioma alleging exposure to asbestos-containing construction products
  • Defended public utilities company against plaintiff with lung cancer alleging exposure to asbestos-containing pipes and sewage products
  • Defended ink and printing manufacturer against plaintiff with leukemia alleging exposure to ink-erasing products that allegedly contained benzene
  • Defended flavor manufacturer against plaintiff with bronchiolitis obliterans ("popcorn-lung disease") alleging exposure to diacetyl from microwavable popcorn
  • Southern California Super Lawyers, Rising Star, 2012
Professional Affiliations
  • American Bar Association (ABA): Tort Trial and Insurance Practice Section
  • California Asian Insurance and Financial Professionals Association
  • Southern California Claims Association
  • Defense Research Institute (DRI)
  •           Insurance Law Committee: Associate Editor for Covered Events; Social Media Chair
  •           Professional Liability Committee
  • Claims and Litigation Management Alliance (CLM)
Community Involvement
  • Christians on Campus at University of Southern California
Admitted to Practice
  • California
  • U.S. District Courts for the Northern, Central, Eastern, and Southern Districts of California
  • Loyola Law School, J.D., 2009
  • University of California, B.A., 2006
  • “You Acted in Bad Faith by Refusing to Settle for the Policy Limits, and Now the Policy Limits are Open!” (Contributing Author), DRI In-House Defense Quarterly, 2018
  • “Practice Guide – 50 States Unfair Claims Settlement Practices Compendium: California Chapter” (Co-Author), DRI, 2017
  • “California Practice Guide: Insurance Litigation – Chapter 8. Multiple Insurers On Risk” (Contributing Author), The Rutter Group, 2016
  • “Avoiding the ‘Special’ Relationship Zone for Insurance Brokers,” (Co-Author), Asian Insurance and Finance Professional Association Gala Magazine, March 2016
  • “Recent Developments in Fidelity & Surety Law” (Co-Author), ABA Tort Trial and Insurance Practice Law Journal, 2015
  • “Practice Guide – 50 States Reservation of Rights Compendium” (Co-Author), DRI, 2014
  • Dissent Maps Potential Challenge to Bad Faith Punitive Damages” (Co-Author), ABA Section of Litigation: Insurance Coverage, 2014
  • “Recent Developments in Fidelity and Surety Law” (Co-Author), Tort Trial and Insurance Practice Law Journal, 2013
  • "Automated Claims Handling," DRI Insurance Coverage and Claims Institute, April 13, 2019
  • "Conditional Settlement Demands: Defusing Third-Parties’ Tactics," PLRB Claims Conference & Insurance Expo, Indianapolis, IN, March 31-April 3, 2019
  • "The Allocation Game: A Practical Look at Who Wins Under All Sums, Pro Rata and the New ALI Restatement," ABA Insurance Coverage Litigation Midyear CLE Conference, Tucson, AZ, February 27, 2019
  • “Understanding the California Fair Claims Practices Statutes & Regulations and Best Practices,” National Carrier Panel Counsel Seminar, 2017
  • “Additional Insureds at Special Events,” California Asian Insurance & Financial Professionals Association, 2016
  • “The Differences Between ‘the’ and ‘an’ in Additional Insured Endorsements,” Insurance Brokers of CA Seminar, 2015
  • “Avoiding a ‘Special Relationship’ in Insurance Broker Relationships,” California Asian Insurance and Financial Professional Association, 2015
  • “Top 10 Tips to Avoid Employment Claims,” California Asian Insurance and Financial Professional Association, 2014