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“Reduce E&O With EPL,” National Underwriter Property & Casualty

“It’s no secret that most E&O claims against agents arise from their clients’ own uninsured claims,” write Matthew S. Marrone and Caroline J. Berdzik, partners in Goldberg Segalla’s Professional Liability and Labor and Employment Practice Groups. “As your client’s uninsured exposures are reduced, so too are your own E&O exposures.

“Employment practices liability (EPL) continues to be a large source of exposure for businesses of all sizes. Claims involving sexual harassment, discrimination, the Americans with Disabilities Act (ADA), the Family and Medical Leave Act (FMLA), the Fair Labor Standards Act (FLSA) and wrongful termination continue to make headlines around the country.”

In this article, Matt and Caroline explore the rapid growth in EPL claims, especially against small and midsize companies, and what insurance agents need to know in order to help their clients reduce their exposure and, thereby, minimize the risk of facing an E&O claim themselves.