Goldberg Segalla partner David L. Brown joins Business Insurance’s “The BI Interview”, a video series focusing on 1:1 interviews with insurance industry thought leaders, to discuss potential liabilities as employees return to work after COVID-19 restrictions.
In the interview, David, co-chair of the Goldberg Segalla’s Global Insurance Services group, talks about the risks an employer may face when bringing employees back to the workplace, the insurance coverage issues caused by COVID-19, and the prospect of the insurance industry working with Congress to create a long-term solution. He also touches on actions Congress took after 9/11 to pass TRIA—the Terrorism Risk Insurance Act—which provides a federal backstop for insurance losses created by large-scale acts of terrorism, and suggests a similar act might be created for future incidents that might impact U.S. businesses in the way COVID-19 has.
“The reality in the world in which we presently live is, if there’s going to be an insurance market for those kinds of exposures, it’s going to have to be some type of public-private partnership,” David said. “If there’s going to be some sort of public-private option that’s perhaps modeled on TRIA, or we could be a bit more creative, I think it allows for the insurance market to step in, serve the need here, and still do it in a way that maintains the profitability and solvency of the industry.”
“Video: The BI Interview with David Brown of Goldberg Segalla,” Business Insurance, October 6, 2021
David L. Brown serves as co-chair of the Global Insurance Services practice group. David represents insurers and insurance brokers in complex disputes throughout the country in matters involving environmental claims, construction defect claims, broker/agent issues, and directors’ and officers’ liability coverage. He has also handled very large and complex property coverage matters involving fires and other catastrophic losses, as well as product liability claims for clients in multiple industries. David is regularly called upon to represent insurers and brokers with respect to their most sensitive matters involving their business practices and their institutional interests. He is also a certified mediator and maintains an active mediation practice.