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Michael Hamilton Discusses Lasting Insurance Impact of 9/11 Coverage Litigation

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Michael Hamilton Discusses Lasting Insurance Impact of 9/11 Coverage Litigation

September 14, 2026
Michael A. Hamilton

In a Law360 article on how the September 11 attacks reshaped the insurance industry, Michael A. Hamilton discussed the lasting impact of the coverage litigation that followed the destruction of the World Trade Center. Published on the 25th anniversary of the attacks, the article examines several of the most significant legal disputes to emerge in their aftermath, including the years-long battle over whether the attacks constituted one covered occurrence or two separate occurrences for insurance purposes – a question that carried billions of dollars in potential recovery and drew close attention across the industry.

Drawing on his litigation experience, Hamilton explained that the initial proceedings resembled an underwriting case as much as a coverage trial. He noted that the dispute underscored the challenges that can arise when key policy provisions haven’t been fully agreed upon before a risk is assumed.

One of its most enduring legacies, Hamilton added, was its influence on insurance placement practices. As he told Law360, “Contract certainty in the beginning became paramount.”

READ THE FULL ARTICLE HERE: 9/11 Property Insurance Fights Stay Relevant 25 Years Later,” Law360, September 11, 2026

 

MORE ABOUT GOLDBERG SEGALLA’S Michael A. Hamilton:

Michael A. Hamilton serves as Vice Chair of the firm’s Global Insurance Services group, handling sophisticated and high-exposure insurance coverage claims and commercial litigation. Mike manages complex matters ranging from environmental, professional liability and construction defect to transportation, business torts and advertising injury claims. He has been lead defense counsel in class action litigation, representing insurance companies, self-insurers, and transportation entities. Mike also has extensive appellate experience, arguing numerous appeals in state and federal courts across the country.